Kraig Mathias

Hi, I’m Kraig. I’m 29 and I live on my own in the Minneapolis/ St. Paul area. I live my life debt free and save half of my take-home pay. I do it for the peace of mind, the lowered stress and anxiety, the excitement of what it will mean for my future and so that I can become financial independent as soon as possible.

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Kraig Mathias's Latest Posts

CMI 09 – How Dave Ramsey Changed My Life & Can Change Yours Too

CMI 09 – How Dave Ramsey Changed My Life & Can Change Yours Too

| April 24, 2014 | 0 Comments

Podcast: Play in new window | Download Welcome to the ninth episode of the Create My Independence Podcast. In the eighth episode, I shared my story about how I created my own freedom by living cheap. Yes, that’s right. Living below your means CAN create freedom! If you missed that episode or just want to […]

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Don’t Throw Away Your One and Only Chance to Do Great Things

Don’t Throw Away Your One and Only Chance to Do Great Things

| April 19, 2014 | 4 Comments

Last night, my girlfriend, Katie and I went out to grab some food and a drink at a local bar and grill. Katie suggested it since she knew the lady who was putting on karaoke there. As we settled in and listened to people singing and having a blast of a time, Katie made me […]

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CMI 08 – How I Live Cheap and Create My Own Freedom

CMI 08 – How I Live Cheap and Create My Own Freedom

| April 16, 2014 | 1 Comment

Podcast: Play in new window | Download Welcome to the eighth episode of the Create My Independence Podcast. In the seventh episode, I shared my story about why I have continued to rent for the past 6 years. Yes, that’s right. Over six years ago, I moved into a modest one-bedroom apartment in the suburb, […]

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CMI 07 – Why Renting is Often a Better Option Than Buying

CMI 07 – Why Renting is Often a Better Option Than Buying

| April 9, 2014 | 10 Comments

Podcast: Play in new window | Download Welcome to the seventh episode of the Create My Independence Podcast. In the sixth episode, I shared my story about road tripping from Minnesota to California in the summer of 2008. It was during this trip that I learned some MAJOR life lessons about personal finance, debt and […]

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What Really Happens When You Don’t Chase Your Dreams

What Really Happens When You Don’t Chase Your Dreams

| April 8, 2014 | 15 Comments

I was pleasantly surprised last Friday after ordering a medium milk chocolate mocha at the Caribou Coffee down the street when they told me, “Happy Birthday! This one’s on us.” I didn’t have to sign up for any rewards programs nor apply for a new credit card and they still gave me a free drink. […]

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CMI 06 – Why Buying a Car You Can’t Afford is a Bad Idea

CMI 06 – Why Buying a Car You Can’t Afford is a Bad Idea

| April 3, 2014 | 2 Comments

Podcast: Play in new window | Download Welcome to the sixth episode of the Create My Independence Podcast. In the fifth episode, I invited Steve Stewart from the MoneyPlan SOS Podcast on show to share his thoughts on debt and why we don’t need it. If you missed that one, head back and check it […]

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We’ve Been Brainwashed: It’s Time We Wake Up and Correct Course

We’ve Been Brainwashed: It’s Time We Wake Up and Correct Course

| March 31, 2014 | 22 Comments

Most of us have had a sociology class at one point or another. Remember the faux paws, where we did something crazy for a day just to see how people responded? That world is alive and well. Our system teaches us to behave and think a certain way. We’re all supposed to be normal and […]

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CMI 05 – Debunking the Debt Myths w/Guest Steve Stewart

CMI 05 – Debunking the Debt Myths w/Guest Steve Stewart

| March 27, 2014 | 0 Comments

Podcast: Play in new window | Download Welcome to the fifth episode of the Create My Independence Podcast. In the fourth episode, I invited Jason Fieber from Dividend Mantra, back on show to share his thoughts on how to live below your means. If you missed that one, head back and check it out. Today’s […]

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