How to Become Financially Independent

Everyone dreams of becoming financially independent someday—debt-free, insured, and earn passive income. While it may sound difficult to achieve for some, the reality is that financial independence can be attained by being disciplined and focusing on the goal. Here...

How to Use a Debt Calculator

Debt is becoming a serious issue in a number of Canadian’s lives. Whether it is because of student loans, credit card debt, or due to money management problems, there’s no shortage of reasons as to why someone may be struggling financially. The worst thing someone in...

Should the Big four Banks be avoided?

The banking landscape in Australia is dominated by four towering institutions. This dominance continues in the stock exchange, where these four companies make up almost %50 percent of the market value. This is mind-boggling to think about, and for a while, it seemed...

How to Take Advantage of Unemployment Benefits

The unemployment rate in the US had hit it’s lowest in May 2019. Even though it is the lowest –3.7 percent in June 2019– there are still 6.0 million jobless people residing in the country. If you are one of the 6.0 million unfortunate ones, applying...

6 Warning Signs you’re Living Beyond your Means

Are you secretly afraid of running out of money and ending up broke one day? If the answer is yes, you may be living beyond your means. When you are in a financially difficult situation, it is very difficult to confront yourself and come to the conclusion that you to...

KaratGold Coin (KBC): How Gold Finally Became a Digital Asset

Gold is defiantly old school. Stored in vaults, dug at great expense from the Earth, gold seems to have nothing to do with modern money and investment. In the age of digital assets like cryptocurrencies, you’d be forgiven for thinking that gold had been left behind...