How to Set a Realistic Monthly Budget

It is very important to learn to spend less than you earn, most people fall into a pattern of debts when they do not know how to live within their means. Your lifestyle shouldn’t be burning a hole in your pocket, rather your earning should be cushioning your...

5 Best Payday Loan Apps for Android & iOS 2019

According to a report by CNBC, 78% of US workers live paycheck to paycheck. This stat might shock you as the United States has one of the strongest economies on the planet. Yet, an average worker has to borrow money from his/her friends or a family member as the...

How to Become Financially Independent

Everyone dreams of becoming financially independent someday—debt-free, insured, and earn passive income. While it may sound difficult to achieve for some, the reality is that financial independence can be attained by being disciplined and focusing on the goal. Here...

How to Use a Debt Calculator

Debt is becoming a serious issue in a number of Canadian’s lives. Whether it is because of student loans, credit card debt, or due to money management problems, there’s no shortage of reasons as to why someone may be struggling financially. The worst thing someone in...

Should the Big four Banks be avoided?

The banking landscape in Australia is dominated by four towering institutions. This dominance continues in the stock exchange, where these four companies make up almost %50 percent of the market value. This is mind-boggling to think about, and for a while, it seemed...

How to Take Advantage of Unemployment Benefits

The unemployment rate in the US had hit it’s lowest in May 2019. Even though it is the lowest –3.7 percent in June 2019– there are still 6.0 million jobless people residing in the country. If you are one of the 6.0 million unfortunate ones, applying...