Save Money on Food by Planning a Potluck Party

If you are planning on hosting a party, it can get expensive real quick, especially if it is during the holiday season. One of my favorite things to do is spend time with my friends. Considering we have all just started earning, taking the brunt of the full expensive...

How to Set a Realistic Monthly Budget

It is very important to learn to spend less than you earn, most people fall into a pattern of debts when they do not know how to live within their means. Your lifestyle shouldn’t be burning a hole in your pocket, rather your earning should be cushioning your...

How to Become Financially Independent

Everyone dreams of becoming financially independent someday—debt-free, insured, and earn passive income. While it may sound difficult to achieve for some, the reality is that financial independence can be attained by being disciplined and focusing on the goal. Here...

10 Money-Saving Habits That All Restaurateurs Should Adopt

Saving money is crucial when you run your own business. If you aren’t sure where to start, then take a look below. Turn off the Lights One way for you to save money would be for you to turn off lights for rooms that are not in use. Of course, you can’t leave your...

What is a CD ladder? Why Should I Have One?

Have you tucked away all your money in a savings account? Want to know about safer and profitable ways to invest your money? A savings account is a great way to invest the major chunk of your wealth. There are no risks or security issues. Plus, you get a 6-7 percent...